Are you a candidate for
our Debt Settlement Plan?

You may not be eligible for our Debt Settlement Program

Don't despair, please feel free to contact us with your particular details as we may still be able to provide service to you.

We engage in Debt Settlement with your creditors on your behalf

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You qualify if you are someone who:

Owes at least $10,000 in unsecured debt1

Cannot make monthly minimum payments

Does NOT want to claim bankruptcy

Is unable to qualify for a consolidation loan

Something catastrophic2 has occurred which has negatively impacted the family income

Has access to funds3 which can be used to settle with creditors

Cannot qualify for a debt counselling program

1 An example of unsecured debt is the use of credit cards. The risk of default is a main reason why such unsecured debt has an interest rate higher than other forms of lending, such as mortgages, which employ property as collateral.

2 unemployment, medical issues, dependency problems, marital/relationship breakup, business failure, etc.

3 ie: through family, friends, RSP or other savings, etc.

Your privacy is VERY important to us!

All information you provide is treated with the utmost confidentiality and would only be released with your express consent.

The information that you share with us will be treated with the utmost respect. We will not share it, loan it or sell it to any person, company or entity.

The information that you provide to us will enable us to send or communicate to you information about our services that will meet your requirements, and is important in preparing and presenting offers of settlement to your creditors.

The Debt Solution will help you Eliminate Your Debt!

Credit Cards, Loans and other debts concerning you?
Debt Consolidation, Counselling or Bankruptcy not the solution for you?

How do Debt Settlement Plans work?

Debt Settlement Plans are different
K & G Debt & Credit Professionals are pioneers in Canadian Debt Settlement. Unlike debtor options such as credit counselling, debt consolidation or bankruptcy, qualifying for Debt Settlement allows for a portion of your debt to be forgiven. Our Professional Certified Debt Arbitrators engage in Debt Arbitration with your creditors and settle your outstanding debt down 50%-80%.
Debt Settlement through Debt Arbitration
A private service that has not been available to Canadians until recently. Unlike credit counselling, debt consolidation or bankruptcy, Debt Settlement allows for a portion of your debt to be forgiven. Your Debt Arbitrator will negotiate with your creditors to have a portion of your debt forgiven.
For example
- you owe a debt of $10,000.00
- you offer your creditor a lump sum payment of $3000.00
- when the offer is accepted your creditor will forgive the remaining $7000.00 and close the account.
Sample Settlements

How will I repay my creditors?

There are several sources of funds that may be available in order to pay your creditors the settlement amount, such as friends and family, lending institutions, the sale of assets, savings, redeeming RSP's, etc. K & G Debt & Credit Professionals can assist you with this prior to negotiating your settlement amount.

The Debt Settlement program is ideal for those with debt in arrears or collections and who are considering the potential need to file bankruptcy. Our Professionals can eliminate your need to do that.

K & G Debt & Credit Professionals care about your situation and want to help.

For more information on our Debt Settlement Program? Contact us today, see how we can
help you Eliminate Your Debt with our Debt Settlement Plan!